I have a friend. Who we shall call Steve. Not his real name as I would probably be quite embarrassed if he knew this was about him. Well if he actually read this, he’s going to guess probably, but the odds of him reading this are low. The odds of anyone reading this is low. But I digress. I always tell him…When Norman Rockwell painted families, he must have had Steve and his family in mind.

He has a family mission statement near the front door. I have other friends tell me that if they have an issue or problem in life, they think “How would Steve handle this situation?” I can think of no higher praise than that. He doesn’t believe in debt. Pays off his credit cards every month. He started saving for his kid’s college the day they were born. Pays cash for cars and lives below his means.

In other words at times I find him quite annoying.

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